Cook County Credit Defense AI

Defend Your Rights Against Predatory Debt Collection

Your AI-Powered Legal Defense Assistant

Get expert guidance on Illinois debt collection laws, FDCPA violations, and your rights in Cook County courts.

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🛡️ FDCPA Protection

Identify violations of the Fair Debt Collection Practices Act

⏰ Statute of Limitations

Understand time-based defenses for Illinois debt (5 years for credit cards)

🏛️ Court Procedures

Navigate Cook County Circuit Court debt collection cases

💰 Asset Protection

Learn about wage garnishment limits and exempt income

⚠️ Important Notice

This AI provides general information about debt collection laws and is not a substitute for professional legal advice. Always respond to court documents within 30 days and consider consulting with a qualified attorney for your specific situation.